2,942 crowdsourcing and crowdfunding sites
The geographical scope of interest of both the Atlanta Fund and the Atlanta Private Securities Exchange is about 50 miles from Buckhead’s outer perimeter. Successful technological innovation occurs in market habitats that have multiple diverse networks of actors who share cognitive maps about innovation. These shared cognitive maps are geographically-bounded within a 50 mile envelope.
Looking at the alternative finance arena from the customer’s perspective, whether an individual investor/lender or borrower, or a business seeking funding through borrowing or selling equity, the choice of options and providers is extensive.
Isn’t the foremost rule to boost e-learning better writing, better scripts? And besides keeping its tone conversational, human-centered, and focused, isn’t it important to consider that your learners are essentially adults, professionals in fact? Word choices thus are the difference between a successful and not-so-effective program, and will ruin your efforts and the purpose of the contents provided to prospective learners.
The outcome of this interplay of forces is contingent. Some societies have institutions and cultural values that promote technological innovation, which causes economic growth. Some societies do not. According to Mokyr, technological progress tends to occur in regional economies which have well-educated citizens, who are deeply engaged in the economic and political decisions of their communities. Mokyr suggests that those communities are “sympathetic environments” for innovation, and that innovations must be borne into the sympathetic environment in order to survive.
Crowdlending is a specific type of crowdfunding, where crowd invests its money in return for repayment with interest. It has many other names, including “marketplace lending” and the popular term “peer to peer lending” coined by Zopa in 2004, to describe their model of individuals lending to individuals. But since then the market has got a lot more complicated.
All over the world crowdfunding has been evolving through the 6 stages of technological progression, which Peter Diamandis speaks about. The first is digitization where an old world industry begins to be digitized. Then it moves to deception where it is discounted by the industry stalwarts, but the rate of growth is exponential.
Symbid – the financial technology brand behind The Funding Network™ – this week warned that crowdfunding platforms and investors are too preoccupied by interest rates and ignoring the risks.
During her keynote address at the 47th Annual Securities Regulation Institute on October 28, 2015, SEC Chairman Mary Jo White reminded us that the securities industry is an industry closely monitored by its regulators. While the speech focused attention on the dramatic changes in capital raising now permissible through the JOBS Act, White made clear that enforcement investigations and actions were a critical part of the SEC’s monitoring of the industry.
Radical innovation occurs when technology from two distinct industrial technology clusters are crossed, resulting in an entirely new product. In contrast, sustaining innovation usually involves adding technological features to existing products to make them more user-friendly.
Tongal, the crowdsourced studio Founded in 2009 in Santa Monica has announced that it has been selected as a Facebook Marketing Partner. The partnership will focus on content marketing to deliver valuable asset for brands that seek to create engaging advertising through original content, one of Tongal's greatest attributes.
Regional economic growth is caused by commercially successful innovation investments, not by productivity improvements or greater efficiency in the use of factor endowments. The greatest economic growth for creating new jobs and wealth is, ironically, caused by the most risky radical innovations conceived at the top of the deal flow pipeline.
The SEC just voted on and passed rules to implement Title III of the JOBS Act, bringing non-accredited investors into the fold for equity crowdfunding.
The connection between technology innovation and regional economic prosperity is not through government industrial recruitment incentives or political manipulation directed to promoting more exit events. It is through a reliance on individual initiative and maximum individual opportunity to pursue self-interest, which is one possible outcome of the evolution of technology in a regional innovation system, if and when, new future markets emerge.
This coming Friday October 30th the Securities and Exchange Commission will vote on final rules for retail (non-accredited) crowdfunding under Title III of the JOBS Act.
Much of the policy guidance derived from regional economic growth theory is written from an odd anthropomorphic style that regions are entities with a brain that can make innovation investment decisions. The policy documents are directed to the region, as if the region was a person. Part of this flaw in policy advice of regional theory originates from regional theory’s reliance on neoclassical economic theory, which is limited to two big main variables: capital and labor.
Under Title III of the JOBS Act, a crowdfunding intermediary that engages in crowdfunding on behalf of an issuer of securities is required to register with the SEC as a “funding portal” or a broker-dealer, and to become a FINRA member. In anticipation that the SEC will take action on Title III crowdfunding shortly, FINRA’s proposed rule changes feed confidence that Title III will be approved this year.
If you are an entrepreneur with your own business or are looking to launch a startup soon, you'll be well aware of the challenges regarding innovation, funding and profitability. There are many different elements that constitute success, but how does this success look in different parts of the world? In compiling information for a new infographic we've found many interesting facts about the current startup economy, many which may surprise you.
FINRA recently issued Regulatory Notice 15-32 to provide industry guidance regarding FINRA filing requirements and review procedures that apply in Regulation A+ offerings.
Over a 40-year career John D. Rockefeller used innovation and ingenuity to create a corporate empire unlike any the world has ever seen. But he was also notoriously ruthless and many believe he went too far, hence his reputation for eliminating business competitors. By 1896, Rockefeller was the wealthiest man ever born, but he had achieved this through exploiting his workers, creating vast monopolies, bribery, corruption, predatory pricing, and intimidation. Rockefeller became the richest man in the history of the world with a net worth of almost $660 billion dollars in today's money.
End user input has always been valuable, providing feedback on products and services, and helping tease out and validate innovation. Yet most companies still seek to simply survey or question their users, detached behind the two-way glass.