One central question for promoters of impact crowdfunding is whether online investors want to receive returns on their investments. On Kiva’s platform, users make loans to finance microenterprises, and are paid back the full amount of their loan, but no financial return.Users can then either reinvest their money or withdraw it. Kiva’s users are clearly motivated primarily by creating impact. Impact Trader, on the other hand, envisions its site becoming an “alternative stock market,” where investors can buy and shell shares of impact stock, and withdraw profits made from this trading.
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