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document Distributed KnowledgeHere are five things governments can do to help facilitate the collaborative consumption movement (moving from the scale of easy-to-implement interventions to interventions that require more...
document Crowdfunding
Online peer-to-peer lending services allow individuals to lend money directly to SMEs using. Companies such as MarketInvoice and Funding Circle have been invited to submit proposals showing how...
CrowdfundingRecent indications suggest that the peer-to-peer lending industry in the United Kingdom is nearing its tipping point. The sector is servicing a universal need and developing innovative, vibrant business models to compete against each other. But why now? And what’s driving the tip? Here are five key reasons why we might be about to see explosive growth in a disruptive sector.
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document Crowd Creativity, Distributed KnowledgeIt's an interesting debate on crowdsourcing vs. smartsourcing. It argues that it depends on the objectives of the activity and the desired result as to whether crowdsourcing should be the way...
document Crowdfunding, Distributed KnowledgeVery interesting take on banking services by Scred, for communities (global/virtual), which do away with issues of traditional banking such as bureaucracy, high capital requirement, regulations etc.
site Crowdfunding / Investing (Equity, Profit and Revenue Sharing)BankToTheFuture.com is a social network where UK business, entrepreneurs and investors can fund, borrow, raise funds and invest in each other.
You can raise funds and invest for rewards,...
document Crowdfunding
Peer-to-peer Lending is one of the alternatives for small business to get funding.Many small business buyers are getting money from sites like Prosper and Lending Club.These micro-loan...
video Distributed Knowledge
The world's leading conference exploring and analyzing technology's impact on politics and government returned to the NYU Skirball Center June 11-12, 2012, with hundreds of individuals...
article Crowdfunding
From April 2014 peer-to-peer lenders, such as crowdsourcing websites Zopa and Funding Circle,will be regulated by the new Financial Conduct Authority (FCA) and consultation will begin early next...
article Crowdfunding
In both P2P and crowdfunding arenas, however, demand is buoyant. Funding Circle has just doubled to £1 m the size of loans that businesses can apply for, and is busy lending £20 m allocated to it...
Crowdfunding
Recent cases of Initial Public Offering’s (IPO’s) of Micro Financial Institutions (MFI’s) have rewarded investors at the expense of borrowers. Post IPO, interest rates have been driven to exorbitant levels thereby compromising the mission of MFI’s to engage in financial lending to smaller borrowers that have a stated social aim of helping to alleviate poverty being compromised. Is the concept of an IPO for an MFI irreparably damaging to the interests of borrowers and does crowdfunding offer an alternative approach that could allow MFIs to get larger and at the same time protect their clients from high interest rates exposure?
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blog CrowdfundingThe year 2012 was an amazing one for Peer to Peer lending. We saw a significant interest from the UK and US governments in using it as a tool to rebuild their economies and helping small business...
myazimiaJan 18, 2013 04:39 am GMT
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CrowdfundingInvestedIn CEO Alon Goren says Google's investment in the crowdfinance platform is a key milestone.
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