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Search results for: P2P Governance

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5 Ways Government Can Help Collaborative Consumption
document Distributed Knowledge

Here are five things governments can do to help facilitate the collaborative consumption movement (moving from the scale of easy-to-implement interventions to interventions that require more...

Benjamin FosselJun 07, 2012 12:40 pm GMT3742 views
180
5 Ways Government Can Help Collaborative Consumption
Silicon Europe Government to invest in startups through P2P lending platforms
document Crowdfunding

Online peer-to-peer lending services allow individuals to lend money directly to SMEs using. Companies such as MarketInvoice and Funding Circle have been invited to submit proposals showing how...

Luis Enrique MoralesJun 02, 2012 06:00 am GMT1051 views
10
Silicon Europe Government to invest in startups through P2P lending platforms
Five Key Indicators P2P Lending is Reaching a Tipping Point in the U.K.
Crowdfunding

Recent indications suggest that the peer-to-peer lending industry in the United Kingdom is nearing its tipping point. The sector is servicing a universal need and developing innovative, vibrant business models to compete against each other. But why now? And what’s driving the tip? Here are five key reasons why we might be about to see explosive growth in a disruptive sector.

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Crowdsourcing.orgJun 08, 2012 08:23 pm GMT6556 views
00
Replacing crowdsourcing with smartsourcing
document Crowd Creativity, Distributed Knowledge

It's an interesting debate on crowdsourcing vs. smartsourcing. It argues that it depends on the objectives of the activity and the desired result as to whether crowdsourcing should be the way...

Crowdsourcing.orgSep 30, 2010 07:54 pm GMT7040 views
00
Replacing crowdsourcing with smartsourcing
Scred: Open accounting and meaningful banking for communities
document Crowdfunding, Distributed Knowledge

Very interesting take on banking services by Scred, for communities (global/virtual), which do away with issues of traditional banking such as bureaucracy, high capital requirement, regulations etc.

Crowdsourcing.orgSep 30, 2010 07:54 pm GMT24987 views
11
Scred: Open accounting and meaningful banking for communities
Bank To The Future
site Crowdfunding / Investing (Equity, Profit and Revenue Sharing)

BankToTheFuture.com is a social network where UK business, entrepreneurs and investors can fund, borrow, raise funds and invest in each other. You can raise funds and invest for rewards,...

Simon DixonDec 30, 2011 02:02 pm GMT2059 views
10
Bank To The Future
Four Alternatives for Small Business Funding
document Crowdfunding

Peer-to-peer Lending is one of the alternatives for small business to get funding.Many small business buyers are getting money from sites like Prosper and Lending Club.These micro-loan...

Adam FrazerFeb 21, 2012 04:27 am GMT2342 views
10
Four Alternatives for Small Business Funding
PDF12 | Jan Hemme | Liquefying Democracy: How the German Pirate Party is Crowdsourcing Politics
video Distributed Knowledge

The world's leading conference exploring and analyzing technology's impact on politics and government returned to the NYU Skirball Center June 11-12, 2012, with hundreds of individuals...

Rebecca GutierrezNov 28, 2012 12:56 pm GMT2590 views
10
PDF12 | Jan Hemme | Liquefying Democracy: How the German Pirate Party is Crowdsourcing Politics
Peer-to-peer lenders welcome step towards regulation
article Crowdfunding

From April 2014 peer-to-peer lenders, such as crowdsourcing websites Zopa and Funding Circle,will be regulated by the new Financial Conduct Authority (FCA) and consultation will begin early next...

Rebecca GutierrezDec 08, 2012 12:12 am GMT1342 views
00
Peer-to-peer lenders welcome step towards regulation
Crowdfunding and peer-to-peer lending: How start-ups learnt to work a crowd
article Crowdfunding

In both P2P and crowdfunding arenas, however, demand is buoyant. Funding Circle has just doubled to £1 m the size of loans that businesses can apply for, and is busy lending £20 m allocated to it...

Benjamin FosselApr 06, 2013 12:43 pm GMT1643 views
40
Crowdfunding and peer-to-peer lending: How start-ups learnt to work a crowd
Peer-to-peer lending: Bypassing the banks
article Crowdfunding

Peer-to-peer lending and crowdfunding are new concepts in terms of the way they are implemented but the idea itself is not entirely innovative. In North America the public broadcasting system...

Fritz SchaeferJun 07, 2013 01:26 am GMT987 views
10
Peer-to-peer lending: Bypassing the banks
Savers turn to peer-to-peer lending
article Crowdfunding

The findings come at a time when savers have struggled to make any real money in the low interest rate environment. The situation has worsened in recent months, following the introduction of the...

Benjamin FosselJun 17, 2013 12:11 pm GMT1782 views
181
Savers turn to peer-to-peer lending
Crowdfunding: Safety in Numbers!
Crowdfunding

Recent cases of Initial Public Offering’s (IPO’s) of Micro Financial Institutions  (MFI’s) have rewarded investors at the expense of borrowers. Post IPO, interest rates have been driven to exorbitant levels thereby compromising the mission of MFI’s to engage in financial lending to smaller borrowers that have a stated social aim of helping to alleviate poverty being compromised. Is the concept of an IPO for an MFI irreparably damaging to the interests of borrowers and does crowdfunding offer an alternative approach that could allow MFIs to get larger and at the same time protect their clients from high interest rates exposure?

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Kanini MutooniMar 16, 2011 01:19 am GMT6009 views
10
My predictions for Peer to Peer lending in 2013: Where will the sector be?
blog Crowdfunding

The year 2012 was an amazing one for Peer to Peer lending. We saw a significant interest from the UK and US governments in using it as a tool to rebuild their economies and helping small business...

myazimiaJan 18, 2013 04:39 am GMT873 views
140
My predictions for Peer to Peer lending in 2013: Where will the sector be?
Google’s Stake in Lending Club a Defining Moment for Crowdfinance
Crowdfunding

InvestedIn CEO Alon Goren says Google's investment in the crowdfinance platform is a key milestone.

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Crowdsourcing.orgMay 16, 2013 09:05 pm GMT7408 views
10
Crowdfunding in the Land of the Rising Sun
Crowdfunding

There's been a lot of attention on equity crowdfunding regulation in the UK, New Zealand, France, and elsewhere, but one country that's quietly working on its own crowdfunding rules is Japan. Indeed, the cabinet recently approved a bill that paves the way forward for equity crowdfunding to take root. To find out a little more about the existing crowdfunding industry in Japan, we reached out via email to Kaz Ohmae of CrowdBank, a crowdfunding platform, and Crowd Securities Japan.

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Anton RootMar 24, 2014 08:25 pm GMT3208 views
21
Crowd Coffee: April 21
Crowdfunding, Distributed Knowledge

In this edition: Chinese official speaks out against crowdfunding; Crowdcube moving into New Zealand; crowdsourcing energy markets ideas; and more.

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Crowdsourcing.orgApr 21, 2014 02:34 pm GMT552 views
340
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