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document Crowdfunding
Michal Herzenstein, professor of marketing at University of Delaware, said that peer-2-peer loan is a nice outlet for both borrowers and lenders, and it’s going to be more and more prevalent in...
document Crowdfunding
The Gartner Research Company reports that by 2013, there will be $5 billion in outstanding business loans. That’s up 66 percent.
Accordingly, growth in P2P lending will be driven by investors...
document Crowdfunding
With traditional banks tightening their lending practices, more people are turning to their peers to secure low-interest personal loans. This new practice of people investing in creditworthy...
document Crowdfunding, Open Innovation
Crowdfunding, a financial contributions from online investors, sponsors or donors to fund for-profit or non-profit initiatives or enterprises.Also, the perfect approach that can be use in...
document CrowdfundingIn addition to passing the $200 million, $300 million and $400 million milestones, 2011 highlights for Lending Club have included welcoming Union Square Ventures as an equity investor and partner,...
document Crowdfunding
Typically on Kiva, lenders can contribute as little as $25 to a startup, in the form of a loan that is later repaid. Silatech will contribute up to $125,000 to the program, cycling this...
document Crowdfunding
According to Kiva President Premal Shah, Kiva has been really successful in that 725,000 people have signed-up and made a loan. That is awesome in the philanthropic context, but not if you look...
blog Distributed Knowledge, Open InnovationThe peer to peer (p2p) lending industry has grown considerably since 2009. Information about being part of groups or having friends within Prosper platform plays an important role in peer to peer...
Mohan SSep 27, 2012 11:25 am GMT
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article CrowdfundingCrowdsourcing seems to be one of the new strategies.
Today, we heard from a 30-year-old graduate of an elite law school who is still living with his parents. He has turned to the internet for...
article CrowdfundingHere are the advantages of Equity Capital over Debt Capital:
1. Greater flexibility. Almost all loans come with covenants, which restrict a business’ activities such as the amount of capital...
document Crowdfunding
Rebirth Financial, Inc. today announced the nationwide launch of its successful small business lending-program. Since launching in 2010,Rebirth Financial has helped hundreds of small businesses...
document CrowdfundingKiva is continuing to innovate through their new pilot project, Kiva Zip, currently operating in the U.S. and Kenya. Kiva Zip enables anyone -- organizations or individuals who care about small...
article Crowdfunding
There are four basic crowdfunding models, explains Liz Kulik, co-founder and CEO of ProHatch, a crowdfunding incubator:
-Donations: Donors give money for a cause or event, with no expectation...
site Crowdfunding / Lending
Milaap is an online platform that enables you to lend to India's working poor so they can get access to education, clean water, energy and more. It’s a loan, not a donation. This means you...
document Crowdfunding
The new Kiva Zip lets you lend directly to a real person,with a higher chance it won’t get paid back.It’s a vast experiment in online trust and it could change the face of microfinance.“This is...
blog CrowdfundingFollowing the dawn of recession and the so affected industries the people of UK are suffering the beat of financial instability . P2P lending has brought about a social platform where, people do...
document Crowdfunding
Kiva's partnership with Silatech is not only shedding light on some of the young Arab entrepreneurs who are attempting to raise funds for their projects, it is also ensuring that they walk...
document Crowdfunding
But, considering the overwhelming bipartisan support in the House, chances seem good that crowdfunding will make it through the Senate. “These initiatives will inject capital throughout the...
document Crowdfunding
Some folks shy away because they don't think it's legal. Turns out, it is. Essentially, since a crowdfunding campaign solicits not an investment but rather a payment in exchange for a...
document Distributed Knowledge
The Geocenter recently tapped 145 volunteers to help pull together a map of loans to entrepreneurs in developing countries backed by USAID’s Development Credit Authority.
The resulting map...