Can crowd funding replace a bank mortgage?
article CrowdfundingOn Thursday Linoy and Ohad Rotem registered their "Social Justice House" as a project on the Headstart website, which bills itself as "Israel's crowdfunding platform."...
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On Thursday Linoy and Ohad Rotem registered their "Social Justice House" as a project on the Headstart website, which bills itself as "Israel's crowdfunding platform."...
Raising large amounts of money through small, individual contributions, a process known as crowdfunding, is nothing new and has been used in causes such as presidential campaigns. Before the JOBS...
rebuildingsociety.com, the business crowdfunding platform, has launched an introducer channel that pays a 1.5% fee on completed loans resulting from adviser referrals. Daniel Rajkumar,...
A lot of people have hooked onto the MERS bill and the 5% Exemption Bill and they are looking for some help from the main bloggers on this subject.
Crowdsourcing is on a powerful roll. One need look no further than the Egyptian revolution, of course, a movement formed out of a variety of demands and solutions that originated from far-flung and...
Thomas Heilskov talked about 'Idebank' an innovative crodwsourcing application on facebook launched a few months ago. Here's the agenda of the interview: - Intro - Why Idebank,...
Aspiring entrepreneurs face new challenges in the new economy: credit card limits are down, banks are stingy with loans, grants are harder to find and odds are that once-rich uncle is now...
First direct Lab is a crowdsourcing platform that will be updated with content every month including product designs, service innovations and website concepts. Users are able to rate the content...
"It's a forum for people to express their banking needs and wants, so the bank can understand ways it can improve and simplify the lives of its customers," says Louisa Galligani, a...
Mark Studholme, Editor-in-Chief of Archello.com tells us about the process of bringing the business networking platform for professionals and companies working in the built environment from concept to reality.
AirBnb is part of a larger trend of collaborative consumption, where access is prized. SV Angel's Ron Conway handed out a list of his portfolio companies that illustrate this trend of eBay...
As the industry matures,the need for regulation will decrease.Crowdfunding portals like IndieGoGo will compete with each other to provide the best investing experience for the public,where the...
The House Crowd takes the crowdfunding idea and applies it to property. It allows investors to club together and invest in a distressed or repossessed property which is then refurbished and...
The idea is that investors club together and invest in "distressed" or repossessed property which is then refurbished and rented out. The House Crowd says investors will...
Whether you want to build a website, hold a festival, or fund the sequel to sending a Lego shuttle into space, it seems that crowd-funding is becoming a legitimate and viable option to do just...
Robert Reich is all in favor of more entrepreneurship, and it's good to give investors another way to participate in emerging companies. But the so-called JOBS Act doesn't do nearly...
Clay Shirky is an American writer, consultant and teacher on the social and economic effects of Internet technologies — at least, according to Wikipedia, the crowdsourced encyclopedia for which he serves as an advisor. Shirky is also the author of Here Comes Everybody (2008) and Cognitive Surplus (2010), two books examining the results, ramifications and potential of aggregated individual action.
Crowdsourcing.org recently spoke with web guru Clay Shirky about the JOBS Act, which President Obama signed into law on April 5. In the transcript — available after the jump — Shirky explains why he “would love to be able to offer essentially wholehearted support of the crowdfunding law,” but has several reservations about the regulatory relief embedded in the bill. (Spoiler: A lot comes down to the SEC’s interpretation of the law, which is ostensibly scheduled to conclude in the first few days of 2013.) Shirky also discusses Kickstarter’s present dominance in the crowdfunding space, the vagaries of pre-JOBS Act law in relation to crowdfunding, and the effect of the JOBS Act on the current startup ecosystem and traditional venture capital.
Prominent figures in the crowdfunding industry continue to lavish praise on the JOBS Act, which President Obama signed into law on April 5, but the legislation is not without its detractors. One notable critic of the Act is securities lawyer Jeffrey Rubin. A partner at international law firm Hogan Lovells, Rubin is chair of the federal regulation of securities committee for the business law section of the American Bar Association. Rubin is most concerned about the crowdfunding exemption embedded in the Act, which will legalize crowdfund investing in the United States when it goes into effect in early 2013. Below, Rubin and I discuss the potential perils of crowdfund investing and the JOBS Act.
Based on Reportlinker's market research report, the following are some of the 2012 trends to watch in UK retail banking: Trend 10: use of social media will move from customer engagement...
Social lending is just another example of the Internet's ability to create more ways to connect communities in mutually beneficial ways. Along with the ability to accelerate time to market for...