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document Crowdfunding
With traditional banks tightening their lending practices, more people are turning to their peers to secure low-interest personal loans. This new practice of people investing in creditworthy...
document Crowdfunding
Michal Herzenstein, professor of marketing at University of Delaware, said that peer-2-peer loan is a nice outlet for both borrowers and lenders, and it’s going to be more and more prevalent in...
document Crowdfunding
The Gartner Research Company reports that by 2013, there will be $5 billion in outstanding business loans. That’s up 66 percent.
Accordingly, growth in P2P lending will be driven by investors...
site Crowdfunding / LendingZidisha is the only international peer-to-peer lending service that allows lenders to interact with borrowers directly, without intermediaries. Since the cost of lending through intermediaries is...
CrowdfundingThis week, peer-to-peer online lending platform SoMoLend closed a $1.17 million dollar investment round led by a non-profit Cincinnati based venture investment group.
After offering my congratulations, I posed a few questions to SoMoLend founder Candace Klein:
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document CrowdfundingMany investors are enjoying excellent returns. As this recent article in Forbes pointed out, 10 percent returns are not uncommon. What this has meant is that larger investors are becoming attracted...
document Crowdfunding, Distributed KnowledgeIndustry insiders have projected that P2P lending will only continue to grow as the process leaves its infancy and moves into the mainstream. As P2P lending continues to mature, many customers are...
site Crowdfunding / Donations, Philanthropy and Sponsorship
FriendsClear is the first peer-to-peer lending French platform. FriendsClear connects via the Internet, those in need of financing (for a personal or profesional project) with individuals willing...
document Crowdfunding
The new Kiva Zip lets you lend directly to a real person,with a higher chance it won’t get paid back.It’s a vast experiment in online trust and it could change the face of microfinance.“This is...
document CrowdfundingCrowdsourcing refers to the idea that a group of people can accomplish something that would otherwise be impossible for an individual to do alone. Crowdfunding describes how the collective pools...
site ToolsmyAzimia is the first company to exclusively provide a crowdfunding platform to entrepreneurs and institutions. Our software as a service platform allows entrepreneurs and institutions to set up...
myazimiaFeb 19, 2011 08:27 pm GMT
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site Crowdfunding / LendingPeer to Peer short term secured and unsecured lending
article CrowdfundingBringing together the different ways businesses can raise money though online peer-to-peer funding, Bank to the Future is the latest site to launch. The company offers three different types of...
Crowdfunding, Distributed KnowledgeAbout 10 years ago, no one believed that going online to find a husband or wife would be something normal, acceptable (not to mention profitable!!). Fast forward 10 years later and online date is no longer a fad but very much a normal thing, almost like ordering a skinny, flat white latte!!
Could Peer to Peer lending and Crowdfunding follow the same route in the next few years? i.e. move from a revolution to being mainstream methods of raising capital for new businesses? While both crowdfunding and peer-to-peer lending are ways to secure capital online, the two are different from one another and the aspects of each option should be considered carefully.
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site Crowdfunding / LendingTrustBuddy is a web-based community where buddies can meet to lend and borrow money between each other. TrustBuddy has specialised in making life simpler for lenders or borrowers. Anyone over the...
document Tools“We’re proving that peer-to-peer can be repaid responsibly in the U.S.,” says Julia Kurnia, director of Zidisha. “People thought, ‘How do you know they’re going to be honest?’ We’re showing that...
CrowdfundingIn an effort to explain what crowdfunding is and how your business could potentially benefit from it, we have asked David Milliken, Co-Founder and SVP of Marketing for Funding Launch Pad to do a guest post about crowdfunding.
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site Crowdfunding / LendingSquirrl.com provides an online finance platform for established commercial organisations (Suppliers) to offer secured loans to individuals. The finance is specifically for Suppliers who provide...
blog Crowdfunding
Consumer lending faces another challenge: the growth of peer-to-peer lending. Currently estimated to be worth £250 Million, poor savings rates and uncertainty over investment returns has prompted...
video Cloud Labor, Crowd Creativity, CrowdfundingReuters on the road interview Simon Dixon, CEO of BankToTheFuture.com on crowdfunding, crowdinvesting and crowdlending with Bank To The Future.
BankToTheFuture.com founder, Simon Dixon, tells...