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Search results for: person to person lending

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New lending idea saves jobs and makes banks irrelevant
document Crowdfunding

The Bank of England thinks this 'social lending' is the future. "Small peer-to-peer lenders like Zopa and Funding Circle could in time replace high street banks," its head of...

Samuel BennettApr 23, 2012 06:06 am GMT1101 views
10
New lending idea saves jobs and makes banks irrelevant
Lainaaja
site Crowdfunding / Lending

Lainaaja is the first Finnish person-to-person lending company. Their goal is to give their customers an alternative to expensive consumer loans and chance to make high yielding investment.

Archenette EvangelioDec 04, 2011 07:15 pm GMT1268 views
21
Lainaaja
Lending Club’s $1 Billion Shelf Registration Statement Declared Effective
document Crowdfunding

“We are excited to start operating today under a new registration statement,” said Lending Club CEO, Renaud Laplanche. “With this new offering we will continue to provide investors direct access...

Pablo BracciniJun 05, 2012 06:40 am GMT2184 views
10
Lending Club’s $1 Billion Shelf Registration Statement Declared Effective
Transcript of Our Second Crowdfunding Live Chat

Here's every word of our second crowdfunding live chat, this one on what's legal and when under the JOBS Act.

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Crowdsourcing.orgApr 25, 2012 01:16 pm GMT6057 views
01
Peer-to-Peer Lenders Take Banks Out of the Credit Equation
document Crowdfunding

As Prosper and LendingClub grow, they are becoming more sophisticated at assessing risks and alleviating fraud concerns. Big venture capitalists are backing Prosper in a new round of funding, so...

Jason RobbinsOct 12, 2011 03:26 pm GMT2947 views
10
Peer-to-Peer Lenders Take Banks Out of the Credit Equation
Planning Financial Independence
blog Crowdfunding

Following the dawn of recession and the so affected industries the people of UK are suffering the beat of financial instability . P2P lending has brought about a social platform where, people do...

Paul TorresJan 17, 2012 12:57 pm GMT1804 views
10
Planning Financial Independence
The JOBS Act: Economic Boon or Peril?

Signed into law by President Obama on April 5, the Jumpstart Our Business Startups (JOBS) Act legalizes crowdfund investing in the United States. When the Securities and Exchange Commission’s nine-month legislative review process concludes, entrepreneurs across the country will be able to solicit and collect investments for their startups and small businesses via the Internet. But is the JOBS Act a beneficial piece of legislation for the average American? The bill’s ardent supporters argue it will democratize finance for the 99 percent and ameliorate the United States’ sputtering economy, while its loudest critics claim it will pave the way for another financial crisis. Whether the JOBS Act improves or depresses the American economy, it will fundamentally alter the country’s business ecosystem. It is, as President Obama called it, a “game-changer.”

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Eric BlattbergApr 30, 2012 09:05 pm GMT14265 views
751
Crowdfunding Moves to the Middle
Crowdfunding

Joy Schoffler, founder of Leverage PR and board member of the crowdfunding professional associations CfPA and CFIRA, writes in to discuss why the middle market sees a big opportunity in crowdfunding.

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Crowdsourcing.orgJun 27, 2013 05:13 pm GMT6025 views
790
Patch of Land is The First Peer-To-Peer Real Estate Crowdfunding Platform on Lendvious
document Crowdfunding, Tools

Patch of Land offers accredited investors access to a new class of fixed income, cash flowing investments by offering real estate debt in the form of notes secured by 1st liens and personal...

Jayne AnnMay 07, 2014 01:33 pm GMT1287 views
80
Patch of Land is The First Peer-To-Peer Real Estate Crowdfunding Platform on Lendvious
Lending Club Originates $400 Million in Personal Loans
document 

In addition to passing the $200 million, $300 million and $400 million milestones, 2011 highlights for Lending Club have included welcoming Union Square Ventures as an equity investor and partner,...

Jayne AnnNov 04, 2011 01:14 am GMT2877 views
10
Lending Club Originates $400 Million in Personal Loans
Three Things Broken in Investment Crowdfunding That SEC Regulations Won't Fix

Hopes being placed on prospective SEC regulations are based on a false promise. Non-accredited investment crowdfunding under the JOBS Act was never meant to actually work.

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William CarletonJan 07, 2013 02:30 pm GMT4602 views
11
Crowd Coffee: November 4
Crowdfunding, Distributed Knowledge, Open Innovation

In this edition: crowdfunding global health; new research looks at who may back your Kickstarter campaign; Prosper lends $1 billion in six months; crowdsourcing progression of neurodegenerative disease; sharing economy platform launches for ponies; innovation in Russia; and more.

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Crowdsourcing.orgNov 04, 2014 04:39 pm GMT2099 views
00
Yes-secure
site 

YES-secure.com is a web-based social person-to-person lending service where one person can lend money to numerous other people even though they are complete strangers to each other. YES-secure.com...

Luis Enrique MoralesMar 23, 2011 11:56 pm GMT2017 views
40
Yes-secure
Crowdsourcing iPhone App Lets Sighted People Lend Their Eyes to the Blind
document 

With VizWiz, the blind can take a picture, ask a question, and get an answer back from a real person in seconds, the blind will be able to read menus, identify canned foods, and tell whether that...

Archenette EvangelioMay 12, 2011 11:29 pm GMT2673 views
10
Crowdsourcing iPhone App Lets Sighted People Lend Their Eyes to the Blind
Kiva’s Secret Project To Let You Give Peer-To-Peer Loans
document 

The new Kiva Zip lets you lend directly to a real person,with a higher chance it won’t get paid back.It’s a vast experiment in online trust and it could change the face of microfinance.“This is...

Tim SatterthwaiteJan 13, 2012 09:39 pm GMT2304 views
140
Kiva’s Secret Project To Let You Give Peer-To-Peer Loans
Funding Circle, a Kickstarter for SMBs, Picks Up $16M From Index, Union Square Ventures
document Crowdfunding

Funding Circle offers a couple of basic models to would-be users of the service, taking a £1,200 transaction fee in the process: one person can fund many different projects; and one business can...

Harshida PatelApr 01, 2012 01:00 pm GMT1840 views
60
Funding Circle, a Kickstarter for SMBs, Picks Up $16M From Index, Union Square Ventures
Peer-to-Peer Lending Platform SoMoLend Closes a $1 Million Round
Crowdfunding

This week, peer-to-peer online lending platform SoMoLend closed a $1.17 million dollar investment round led by a non-profit Cincinnati based venture investment group.

After offering my congratulations, I posed a few questions to SoMoLend founder Candace Klein:

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Eric MackMay 18, 2012 06:04 pm GMT4624 views
282
Crowdfunding: A Real Alternative to Small Business Loans?
article 

There are four basic crowdfunding models, explains Liz Kulik, co-founder and CEO of ProHatch, a crowdfunding incubator: -Donations: Donors give money for a cause or event, with no expectation...

Tonya Van Dijk Apr 25, 2013 02:03 pm GMT3096 views
10
Crowdfunding: A Real Alternative to Small Business Loans?
Crowdfunding: Nine Ways Not to Get Lost in the Crowd
Crowdfunding

Lonzo Nzekwe is a Toronto-based filmmaker who recently founded the platform MotherlandFund. In this guest post for Crowdsourcing.org, he discusses nine ways for campaign owners to make their project stand out.

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Crowdsourcing.orgAug 17, 2013 07:55 pm GMT8903 views
12
L'Oreal Exec's Personal Battle with Melanoma Led to Sunscreen Ads
article 

L'Oreal is turning to the Thunderclap crowdsourcing tool to sign up people to send a synchronized message about Its THAT Worth It and wearing sunscreen on May 20 at 5 p.m. The company, which...

Claire MackayApr 21, 2014 11:48 am GMT1056 views
00
L'Oreal Exec's Personal Battle with Melanoma Led to Sunscreen Ads
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